The Organization for a New Equality ( O.N.E.) was founded in 1985 by Rev. Charles Stith, Senior Pastor of Union United Methodist Church. O.N.E. is a local and national vehicle for mounting strategies to develop economic opportunity for 'people of color' and racial harmony in cities and on college campuses across the country. In 1990, after negotiating with the Massachusetts Bankers Association (representing over 100 banks), Rev. Stith, President of O.N.E., led the establishment of a multimillion-dollar statewide program to create revolving loan funds to increase affordable housing, improve access to mortgages and banking services, and provide capital to entrepreneurs in low-income and minority neighborhoods that have been historically underserved by the banks.