Eligible business owners could apply for a $10,000 advance through the Economic Injury Disaster Loan, or EIDL, program or obtain forgivable loans through the Paycheck Protection Program, known as PPP.

Banks approved by the U.S. Small Business Administration to issue loans gave large companies funding, leaving little for smaller enterprises.

Only 5% of small businesses that had applied for an economic injury disaster loan received money; just 25% got cash under PPP, according to a recent National Small Business Association survey.

Funding Circle, an online lender that specializes in loans for small businesses, said tens of thousands of those businesses won’t have access to funding before the money runs out.

A Bank of America sign is pictured in Newington, Connecticut on September 7, 2014 (Photo: Mike Mozart on CC 2.0 License)

Hair salon owner Marissa Stissi, of Massapequa, N.Y., is yet another example of a tiny business that’s been unsuccessful in obtaining government help amid the pandemic.